Bantotal Core
Bantotal Core is the centerpiece of our platform and solves all mission critical banking processes for Banks, Finance Companies, Fintech, Digital Banks, e-Commerce, Banking as a Service providers, etc. It is the market leader in Latin America, being used in 15 countries and continuously solving the financial activity of more than 30 MM people, all year round.
Functional Architecture
Here are all the mission critical banking processes required by the different types of Financial Institutions.
The client and accounting are the backbone of the solution. Every monetary transaction in the system will solve accounting matters online, in real time, automatically, and with double entry control. The operating balance and the accounting balance are solved in the same event; therefore, Bantotal does not require the use of accounting assistants.
The operational modules use the same components as the Core, so they are naturally integrated and do not require interfaces to operate between them.
What is inside Bantotal Core?
Bantotal Core is integrated by process-oriented, cloud-agnostic, microservice-oriented Building Blocks developed with Low Code tools that, through an agile approach, ensure the continuous and incremental update and evolution of the Platform.
What does Bantotal Core offer?
Banking Processes
Solving banking operations and accounting, ensuring transaction security and regulatory compliance.
Innovation
Minimizing time-to-market, automating everythingthat can be automated, facilitating integration with other systems and enabling customer proximity through multiple channels.
Scalability
Supporting high transactional volumes, operating 24/7, with access to a flexible infrastructure.
Explore our solutions
Bantotal Core
Bantotal Core is the centerpiece of our platform and solves all mission critical banking processes for Banks, Finance Companies, Fintech, Digital Banks, e-Commerce, Banking as a Service providers, etc.Microfinance
Bantotal Microfinance is the benchmark solution for microfinance companies, supporting the operation of the most important institutions in Latin America. This has enabled the incorporation of industry best practices and processes.Comex
Bantotal Comex is the solution that allows the Financial Institution to develop the business of Letters of Credit, Guarantees, Collections, Drafts, and International Checks.Treasury
Bantotal Treasury allows the Financial Institution to offer its customers a global vision of its portfolio through a scalable system in terms of product variety and business volume.Mutual Funds
Bantotal Mutual Funds is a solution that allows the Financial Institution to offer their customers access to a diverse portfolio, starting from a reduced volume of money, seeking to give liquidity, security and rentability to said savings.Compliance
It is the solution that ensures Financial Institutions are in compliance with the regulations of the country it operates in, as well as the Foreign Account Tax Compliance Act (FATCA) and the International Financial Reporting Standards (IFRS).BPay
BPay allows the Financial Institution to offer its customers the use of payment services, collections, and transfers through all channels.BPeople
BPeople focuses on developing digital banking solutions that have a memorable impact on the customer experiences of financial institutions, offering innovation, market knowledge and implementation methodologies.BData
BData specializes in the development of data science and analysis methods and techniques, so that financial institutions can have observability, make intelligent decisions and optimize their business performance.BSaaS
BSaaS develops a set of specialized services to solve the financial processes required by financial and non-financial institutions under the Software as a Service modality.BStore
BStore ofrece innovación complementaria a la Plataforma Bantotal, con el propósito de evolucionar tanto la operativa como el negocio de la institución financiera en el contexto actual.
