Bantotal Core

Bantotal Core is the centerpiece of our platform and solves all mission critical banking processes for Banks, Finance Companies, Fintech, Digital Banks, e-Commerce, Banking as a Service providers, etc. It is the market leader in Latin America, being used in 13 countries and continuously solving the financial activity of more than 45 billion people, all year round.

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Functional Architecture

The platform includes all mission-critical banking processes required by the different types of Financial Institutions, such as loans, checking and savings accounts, credits, fixed-time deposits, debit cards, etc. Additionally, we contemplate specialized products such as investment funds, cash management, foreign trade, treasury, and microfinance, among others.

The client and accounting are the backbone of the solution. Every monetary transaction in the system will solve accounting matters online, in real time, automatically, and with double entry control. The operating balance and the accounting balance are solved in the same event; therefore, Bantotal does not require the use of accounting assistants.

The operational modules use the same components as the Core, so they are naturally integrated and do not require interfaces to operate between them.

What's inside Bantotal Core?

Bantotal Core consists of independent, cloud-agnostic Business Capability Packages (BPCs). Its modular, microservices-based architecture facilitates the system’s evolution, maintenance and scalability.

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What does Bantotal Core offer?

 

 

 

Modular

Pre-packaged business capabilities and a microservices-oriented architecture, enabling the system to scale and evolve in stages.

 

Intelligent

Increased productivity and closer customer relationships through the integration of AI into its functional modules and processes.

 

No Borders

Boost sales by embedding the financial institution’s solutions exactly where and when the customer’s need arises.

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