It is not enough to have the best banking solution, you need to be able to implement it successfully. Technological disruption driven by emerging technologies and advances such as Artificial Intelligence, Big Data, Blockchain, IOT, etc. operating and feeding back into the cloud, are changing the ways in which we interact and the speed of change. All this implies the need to understand the nature of the work we are doing in order to define what approach to use. At one extreme we have what we might call fixed requirements projects, where it is possible to define the scope with a high level of detail, at the beginning of the project, at the other extreme we are faced with projects where it is not possible to define the scope in the early stages of the project, as there are high levels of uncertainty and change.

In general terms, we can say that for the former we use predictive frameworks and for the latter we follow an agile approach. Given that reality is not always at one of the two extremes, a hybrid approach is often considered, applying iterative and incremental processes in some phases and predictive processes for other phases of the same project.

In any case, our aim is to maximize the value delivered to the customer through working software deliveries, having the ability to operate in environments with dynamic requirements, minimizing time-to-market.

Our teams, frameworks, and tools have enabled us to successfully deploy Bantotal in Latin America and the Caribbean in different business environments and markets.

Our pillars are:

The team

Our starting point is people, and that is where our focus lies. Our selection, training, and development processes within the company ensure the necessary competencies for successful implementation processes.

Project management knowledge

Our project managers have been trained in the methodological standards produced by world-class organizations such as the Project Management Institute and Scrum Alliance, among others. As well as in the Bantotal processes, techniques, and tools for the management of projects for the implementation of our Platform and the suite of Bantotal solutions aimed at satisfying the needs of our clients' customers. Our company has incentive plans that contribute to having a high number of PMP and Scrum Master certified staff.

High Performance: The combination of leadership, skills, knowledge, frameworks, and practical experience in 14 countries ensures a level of performance that is reflected in our implementations.

Relationship: Customer collaboration is one of our core values and all our teams are trained in cross-cutting skills that contribute to building meaningful relationships and help balance time, scope and cost constraints, expectation management and communications.

Project governance

Our leaders and their teams receive a governance framework that defines roles and responsibilities, processes, decision-making models, techniques, and tools to successfully plan, manage, track and close the project. They also receive a proven methodology for keeping the project under control, generating key information for different stakeholder groups in a predictable, consistent and repeatable manner.

Processes and plans

Our processes are aligned with international standards and have embedded in them all the specific knowledge required to implement banking solutions, both at the platform level and in the solutions that are used by the Financial Institution's client.

All Bantotal projects have a clear and proven framework. For projects where scope can be defined early and where requirements tend to be fixed, we use predictive frameworks. For projects where scope is defined iteratively, and it is possible to split the final deliverables, we apply agile frameworks. In intermediate cases, we use hybrid models.


We have globally proven and recognized project management tools which ensure collaborative management that supports a model in which there are participants working simultaneously in different countries.

We also have a work order management system that allows an orderly workflow for requirements gathering, estimation, approval, testing, development and approval. This tool provides full visibility of the status of requirements, their effort, duration, and quality of delivery.

Metodología de implementación Bantotal para los casos de requerimientos fijos

Metodología de implementación Bantotal para los casos de requerimientos Dinámicos